About Us

Where Heart Meets Innovation in Home Lending

Welcome to LUCAS Home Loans — Lending Under Resourced Communities Affordable Solutions.

We believe homeownership should be within reach for everyone. That’s why we combine compassionate service with smart technology to create a simpler, more inclusive path to homeownership — especially for those underserved by the traditional mortgage process.

For us, it’s not just about closing loans. It’s about opening doors — to stability, opportunity, and generational wealth.

Our Story

Founded by mortgage professionals who saw the need for something different, LUCAS is reimagining the lending experience. We’re building a supportive ecosystem rooted in education, trust, and community — one where first-time and first-generation buyers are empowered to own their futures.

Because when families own homes, they gain more than equity — they gain the power to build lasting financial security.

For us, it's just about closing loans. It's about opening door-to stabliity, opportunity, and generational wealth.
What if more people had the knowledge and tools to build wealth through homeownership?

Our Mission

To develop diverse communities by equipping the next generation with the tools to create wealth through homeownership and financial education.

We’re not here just to get you to the closing table — we’re here for the long haul. Buying a home is just the beginning. Our education-first approach is woven into everything we do, from our technology to our outreach. Whether you’re learning about credit, saving, refinancing, or budgeting, we’re with you every step of the way.

What We Stand For

At LUCAS Home Loans, our work is grounded in core values that shape every decision and every relationship — from your first inquiry to years after move-in.

You’re never just another file. We lead with empathy, listen to your goals, and support you through every step of your journey.
We believe informed decisions lead to stronger outcomes. Financial literacy is embedded throughout our process — from app-based tools to one-on-one guidance.
We serve underrepresented and under-resourced communities — including first-time buyers, low-to-moderate income families, veterans, and self-employed borrowers.
Our Homebound app streamlines your journey with personalized recommendations, updates, and learning tools. But behind the tech is a team of real people who genuinely care.
Buying a home is only the start. We offer ongoing support, education, and tools to help grow your financial future — because success today should create opportunity tomorrow.

Meet Our Advisory Board

We’re proud to be guided by a diverse group of leaders in financial services, technology, and community advocacy. Their insights help shape our mission and ensure our work remains grounded in inclusion, impact, and integrity.

Wendy Penn

Senior Vice President,
Mortgage Bankers Association

Sasha Gaye Angus

Executive Director,
Manna, Inc.

Aldo Mendez

Founder & CEO,
MCT Trading

Omar Antigua

Senior Director,
Stryker Corporation

Milan Griffin

Senior Vice President,
HomeFree-USA