WELCOME TO
LUCAS HOME LOANS

Empowering Communities, One Home at a Time

ABOUT

ABOUT LUCAS HOME LOANS

LUCAS Home Loans is committed to providing financial empowerment to first-generation homebuyers and underrepresented homeownership communities. Our mission is encapsulated in our name, which stands for Lending Under resourced Communities Affordable Solutions. We are dedicated to creating savings through improved loan costs and a better economic alternative to traditional state-sponsored loan financing.

SERVICES

OUR SERVICES

Residential Home Loans

We provide second-lien financing and are expanding into first-lien mortgages. Our mission is to empower communities through education and homeownership support.

Loan Application Assistance

Navigating the loan application process can be overwhelming. Our experts are here to guide you through the process, making it seamless and stress-free for you.

Mortgage Readiness

Get a personalized plan, see what you can afford, improve your credit, and understand your finances—all the tools you need to move toward homeownership with confidence.

HOMEBOUND BY LUCAS

What’s holding you back from achieving your financial goals, including buying a home?

FinLocker is a secure financial fitness app that provides the tools and resources you need to improve your credit and financial health, and plan how to achieve your financial goals, including homeownership!

Improve your credit score and debt ratio

Monitor your credit report and correct any issues.
Get notified when your credit score changes.
Simulate the impact of paying off or getting a new credit card
Set a financial goal, budget and plan how to achieve it.

Personalized guidance to qualify for a mortgage

View your spending history, for all your accounts, in one place.
Obtain a homebuying budget that suits your income
Create a budget & analyze your transactions to help you save a down payment
Track your progress toward homeownership with a personalized action plan

Track the value of your home and investments

Monitor your home value, equity and net worth.
Compare home values across your neighborhood and others.
Access the information you need to make informed decisions at every stage of your homeownership journey.